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Regulatory oversight and bank risk
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dc.contributor.author | Chronopoulos, Dimitris | |
dc.contributor.author | Wilson, John O. S. | |
dc.contributor.author | Yilmaz, Muhammed Hasan | |
dc.date.accessioned | 2023-01-26T16:30:15Z | |
dc.date.available | 2023-01-26T16:30:15Z | |
dc.date.issued | 2023-02-01 | |
dc.identifier | 282875394 | |
dc.identifier | 7574a799-2133-44f5-b9af-9bbb1ae7dc36 | |
dc.identifier | 85146567229 | |
dc.identifier.citation | Chronopoulos , D , Wilson , J O S & Yilmaz , M H 2023 , ' Regulatory oversight and bank risk ' , Journal of Financial Stability , vol. 64 , 101105 . https://doi.org/10.1016/j.jfs.2023.101105 | en |
dc.identifier.issn | 1572-3089 | |
dc.identifier.other | ORCID: /0000-0002-2288-4842/work/127573648 | |
dc.identifier.other | ORCID: /0000-0002-9554-9332/work/127574022 | |
dc.identifier.uri | https://hdl.handle.net/10023/26837 | |
dc.description.abstract | We investigate how a change in regulatory oversight affects bank risk, using the passage of the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018 as a setting. Using a sample of bank holding companies (BHCs) covering the period 2015Q1 through 2020Q1, we find that risk increases for large BHCs affected by a change in regulatory oversight. In addition to increasing bank level risk, affected BHCs increase their respective contribution to the systemic risk. These BHCs also experience higher profitability, increased market valuation and reduced compliance costs. | |
dc.format.extent | 16 | |
dc.format.extent | 825785 | |
dc.language.iso | eng | |
dc.relation.ispartof | Journal of Financial Stability | en |
dc.subject | Bank regulation | en |
dc.subject | Bank risk | en |
dc.subject | Difference-in-differences | en |
dc.subject | Dodd-Frank Act | en |
dc.subject | Economic growth | en |
dc.subject | Regulatory relief | en |
dc.subject | Consumer Protection Act | en |
dc.subject | HG Finance | en |
dc.subject | 3rd-NDAS | en |
dc.subject | SDG 8 - Decent Work and Economic Growth | en |
dc.subject | MCC | en |
dc.subject.lcc | HG | en |
dc.title | Regulatory oversight and bank risk | en |
dc.type | Journal article | en |
dc.contributor.institution | University of St Andrews. Centre for Responsible Banking and Finance | en |
dc.contributor.institution | University of St Andrews. School of Management | en |
dc.contributor.institution | University of St Andrews. Finance (Business School) | en |
dc.identifier.doi | https://doi.org/10.1016/j.jfs.2023.101105 | |
dc.description.status | Peer reviewed | en |
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