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Sticking it on plastic : credit card finance and small and medium-sized enterprises in the UK
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dc.contributor.author | Brown, Ross | |
dc.contributor.author | Liñares-Zegarra, José | |
dc.contributor.author | Wilson, John O. S. | |
dc.date.accessioned | 2019-01-31T00:33:46Z | |
dc.date.available | 2019-01-31T00:33:46Z | |
dc.date.issued | 2019-05-04 | |
dc.identifier | 253222160 | |
dc.identifier | 48b4268a-69c3-4b17-a20c-85775b483b8c | |
dc.identifier | 85052085130 | |
dc.identifier | 000464512100003 | |
dc.identifier.citation | Brown , R , Liñares-Zegarra , J & Wilson , J O S 2019 , ' Sticking it on plastic : credit card finance and small and medium-sized enterprises in the UK ' , Regional Studies , vol. 53 , no. 5 , pp. 630-643 . https://doi.org/10.1080/00343404.2018.1490016 | en |
dc.identifier.issn | 0034-3404 | |
dc.identifier.other | ORCID: /0000-0002-9554-9332/work/81797423 | |
dc.identifier.other | ORCID: /0000-0002-6164-7639/work/82179641 | |
dc.identifier.uri | https://hdl.handle.net/10023/16972 | |
dc.description.abstract | This paper investigates the role of credit card financing in UK small and medium sized enterprises (SMEs) and how this varies by location and business orientation. Using a large scale dataset of UK SMEs, the results of a regression based analysis suggest that firms located in peripheral geographic areas have greater usage of credit cards relative to counterparts located in ‘core’ locations. Innovative, growth, and export-oriented SMEs are also more inclined to use credit card financing. Moreover, SMEs that use credit cards as a form of improvised financial ‘bootstrapping’ are more likely to seek additional funding sources in the future. | |
dc.format.extent | 273152 | |
dc.language.iso | eng | |
dc.relation.ispartof | Regional Studies | en |
dc.subject | Finance | en |
dc.subject | Small and medium-sized enterprises (SMEs) | en |
dc.subject | Credit cards | en |
dc.subject | Bootstrapping | en |
dc.subject | Peripheral locations | en |
dc.subject | Thin markets | en |
dc.subject | HG Finance | en |
dc.subject | 3rd-DAS | en |
dc.subject | BDC | en |
dc.subject | R2C | en |
dc.subject.lcc | HG | en |
dc.title | Sticking it on plastic : credit card finance and small and medium-sized enterprises in the UK | en |
dc.type | Journal article | en |
dc.contributor.institution | University of St Andrews. Centre for the Study of Philanthropy & Public Good | en |
dc.contributor.institution | University of St Andrews. Centre for Responsible Banking and Finance | en |
dc.contributor.institution | University of St Andrews. School of Management | en |
dc.identifier.doi | 10.1080/00343404.2018.1490016 | |
dc.description.status | Peer reviewed | en |
dc.date.embargoedUntil | 2019-01-31 |
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