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Sticking it on plastic : credit card finance and small and medium-sized enterprises in the UK
Item metadata
dc.contributor.author | Brown, Ross | |
dc.contributor.author | Liñares-Zegarra, José | |
dc.contributor.author | Wilson, John O. S. | |
dc.date.accessioned | 2019-01-31T00:33:46Z | |
dc.date.available | 2019-01-31T00:33:46Z | |
dc.date.issued | 2019-05-04 | |
dc.identifier.citation | Brown , R , Liñares-Zegarra , J & Wilson , J O S 2019 , ' Sticking it on plastic : credit card finance and small and medium-sized enterprises in the UK ' , Regional Studies , vol. 53 , no. 5 , pp. 630-643 . https://doi.org/10.1080/00343404.2018.1490016 | en |
dc.identifier.issn | 0034-3404 | |
dc.identifier.other | PURE: 253222160 | |
dc.identifier.other | PURE UUID: 48b4268a-69c3-4b17-a20c-85775b483b8c | |
dc.identifier.other | Scopus: 85052085130 | |
dc.identifier.other | WOS: 000464512100003 | |
dc.identifier.other | ORCID: /0000-0002-9554-9332/work/81797423 | |
dc.identifier.other | ORCID: /0000-0002-6164-7639/work/82179641 | |
dc.identifier.uri | https://hdl.handle.net/10023/16972 | |
dc.description.abstract | This paper investigates the role of credit card financing in UK small and medium sized enterprises (SMEs) and how this varies by location and business orientation. Using a large scale dataset of UK SMEs, the results of a regression based analysis suggest that firms located in peripheral geographic areas have greater usage of credit cards relative to counterparts located in ‘core’ locations. Innovative, growth, and export-oriented SMEs are also more inclined to use credit card financing. Moreover, SMEs that use credit cards as a form of improvised financial ‘bootstrapping’ are more likely to seek additional funding sources in the future. | |
dc.language.iso | eng | |
dc.relation.ispartof | Regional Studies | en |
dc.rights | Copyright © 2018 Regional Studies Association. This work is made available online in accordance with the publisher’s policies. This is the author created, accepted version manuscript following peer review and may differ slightly from the final published version. The final published version of this work is available at https://doi.org/10.1080/00343404.2018.1490016 | en |
dc.subject | Finance | en |
dc.subject | Small and medium-sized enterprises (SMEs) | en |
dc.subject | Credit cards | en |
dc.subject | Bootstrapping | en |
dc.subject | Peripheral locations | en |
dc.subject | Thin markets | en |
dc.subject | HG Finance | en |
dc.subject | 3rd-DAS | en |
dc.subject | BDC | en |
dc.subject | R2C | en |
dc.subject.lcc | HG | en |
dc.title | Sticking it on plastic : credit card finance and small and medium-sized enterprises in the UK | en |
dc.type | Journal article | en |
dc.description.version | Postprint | en |
dc.contributor.institution | University of St Andrews. Centre for the Study of Philanthropy & Public Good | en |
dc.contributor.institution | University of St Andrews. Centre for Responsible Banking and Finance | en |
dc.contributor.institution | University of St Andrews. School of Management | en |
dc.identifier.doi | https://doi.org/10.1080/00343404.2018.1490016 | |
dc.description.status | Peer reviewed | en |
dc.date.embargoedUntil | 2019-01-31 |
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