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    • Social groups and credit shocks : evidence of inequalities in consumption smoothing 

      Saxena, Vibhor; Bindal, Ishaan; LeMay-Boucher, Philippe (University of St Andrews, 2019-01-31) - Working or discussion paper
      A strand of research holds the view that restricting access to credit to regulate over-borrowing can worsen consumers’ financial condition. Another strand of research holds the view that access to credit in the developing ...